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Media post: Can you afford to own your dream car?

Lamborghini Huracan 3 Geneva 2014The answer is no (as far as I am concerned)

Take a stroll around the royal borough of Kensington and Chelsea or the posher parts of Notting Hill or Holland Park and you will quickly notice that the streets are lined with expensive cars: Ferraris, Lamborghinis, Maseratis, Porches, Aston Martins and Bentleys are as familiar a sight in many parts of London as wood pigeons or red phone boxes. Given the hefty price tags of these cars the conclusion would be that the capital is a wealthy place, a playground for the rich and famous from around the world.

Whilst this assumption is not without merit it is not the only explanation for the influx of Italian supercars on the streets of London. The fact is that owning your dream car is not as out of reach as you might think and many of those driving them aren’t famous actors or Russian Oligarchs, but normal nine to five guys and girls with a clear idea of what they want and how to get it. So what’s their secret?

Find the right dealer

Finding a dealership and assessing your options is the first step to owning that dream car. Dealers such as HR Owen specialise in new and used Lamborghinis and will discuss the type of finance options available to you. As well as traditional car loans there are other alternatives that might work for you such as Lease Purchase agreements and Personal Contract Purchase agreements where a guaranteed minimum future value is agreed with the finance company. With the low-interest finance packages available that dream of owning a Lamborghini could potentially be within reach.

Consider used

One option is to buy used; where once Lamborghinis and other supercars were once built in small numbers, modern high tech production techniques and computers has meant that in the past 10 to 15 years very powerful cars have been built in relatively large numbers. As a result finding one on the second hand market is much easier, and because there are more of these cars around, prices are more affordable.

It is also worth remembering that these cars are always highly desirable and in time will increase in price, meaning buying one is a much shrewder investment than a Ford Mondeo. Of course buying the car is just part of it, the on-going running costs can be considerable and it is important that you do your homework before buying. Depending on your age and history insuring a Lamborghini is still manageable and it is a case of shopping around for the best deal and checking out the specialist insurance companies.

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