Media post: How to Interact with Different Parties after a Car Accident
Road accidents are way more common than they should be because of the many drivers on the road trying to get to their destinations as quickly as possible.
If you find yourself in a car accident, many people will be involved in the aftermath. This includes those in the accident with you, the mechanics who try to fix your ride, and the insurance company looking to make a settlement. But how do you handle each group? Here’s what you need to know.
1. Those at the Scene
The first thing to do in any car accident is to ensure that you or any other passenger traveling with you is safe. If possible, you should exit the car immediately after an accident and move everyone to a safe spot away from the vehicle.
You can do first aid and assess the injuries of the people in the car to see which ones need immediate attention. The driver often has more responsibility in an accident than the passengers. If you caused the accident, you should know that a passenger in a car accident can file a personal injury against you and your insurer.
You should also move your car to the side of the road or put up reflective triangles if you cannot move the car. That clears up the road and prevents more road accidents from oncoming vehicles. When an accident happens on the expressway, taking the car to another less busy road would be the best cause of action.
After this, don’t admit to any fault, especially if you’re unsure of what happened or believe you’re only partially responsible. Exchange required details like contact information and car insurance providers, but nothing more.
2. The Repair Shop
Taking your car to a repair shop after an accident is essential to ensure that you can still drive your car. It does not matter whether the accident was minor or not. You need a thorough inspection of the automobile to ascertain road safety.
However, not all repair shops will be equipped to handle a proper inspection. It is essential to have a good repair shop on call to help you when your car needs a roadworthiness inspection. Sometimes your vehicle will look okay, but it has some underlying issues that could blow up on the road.
To ensure you get the best results, only work with mechanics you trust or go to someone your insurance company has a relationship with. This way, you can get an honest assessment of your vehicle from an expert without worrying that the repair shop is just looking for more money or is even connected to the other driver.
3. The Insurance Company
Every automobile owner must have at least one car insurance policy covering their vehicle. The most basic one is liability insurance, which covers injuries to other people or damage to property.
The other driver’s insurance provider may contact you, but you shouldn’t immediately discuss any injuries you think you may have experienced. Some car accident injuries like those to the spinal cord take some time to present symptoms. Allow yourself time to see medical professionals before discussing your injuries with the other insurance company.
With your own insurance company, be sure to take plenty of photos and document the damage to your vehicle to ensure you get full coverage for the damage.
Managing Interactions for the Best Results
After a car accident, you’re likely feeling stressed, anxious, or even in pain. However, you need to ensure that you handle important interactions with other stakeholders to get the best settlement for the damage done to yourself and your property. Follow these tips to manage your interactions well.